[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bestav.cz\/co-vite-o-historii-bankovniho-systemu\/#Article","mainEntityOfPage":"https:\/\/www.bestav.cz\/co-vite-o-historii-bankovniho-systemu\/","headline":"Co v\u00edte o historii bankovn\u00edho syst\u00e9mu?","name":"Co v\u00edte o historii bankovn\u00edho syst\u00e9mu?","description":"\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Tohle \u201eknow how\u201c uchov\u00e1vat pen\u00edze ostatn\u00edm a p\u0159i t\u00e9 \u00faschov\u011b s nimi skoro dle libosti manipulovat je rozhodn\u011b jeden z nejv\u00fdznamn\u011bj\u0161\u00edch lidsk\u00fdch vyn\u00e1lez\u016f a tak\u00e9 nejv\u00fdnosn\u011bj\u0161\u00edch. Ov\u0161em jako ka\u017ed\u00fd objev v historii lidstva m\u011bl p\u016fvodn\u011b pom\u00e1hat, zjednodu\u0161it v\u00fdm\u011bnn\u00fd obchod,","datePublished":"2025-03-01","dateModified":"2025-03-01","author":{"@type":"Person","@id":"https:\/\/www.bestav.cz\/author\/#Person","name":"","url":"https:\/\/www.bestav.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bestav.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bestav.cz\/wp-content\/uploads\/img_a322784_w2413_t1534565709.jpg","url":"https:\/\/www.bestav.cz\/wp-content\/uploads\/img_a322784_w2413_t1534565709.jpg","height":0,"width":0},"url":"https:\/\/www.bestav.cz\/co-vite-o-historii-bankovniho-systemu\/","wordCount":526,"articleBody":"\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Tohle \u201eknow how\u201c uchov\u00e1vat pen\u00edze ostatn\u00edm a p\u0159i t\u00e9 \u00faschov\u011b s nimi skoro dle libosti manipulovat je rozhodn\u011b jeden z nejv\u00fdznamn\u011bj\u0161\u00edch lidsk\u00fdch vyn\u00e1lez\u016f a tak\u00e9 nejv\u00fdnosn\u011bj\u0161\u00edch. Ov\u0161em jako ka\u017ed\u00fd objev v historii lidstva m\u011bl p\u016fvodn\u011b pom\u00e1hat, zjednodu\u0161it v\u00fdm\u011bnn\u00fd obchod, ochr\u00e1nit \u010dlov\u011bku majetek, podstatn\u011b uleh\u010dit \u017eivot. S t\u00edm ale asi dnes v\u011bt\u0161ina \u201eoby\u010dejn\u00fdch\u201c lid\u00ed tak \u00fapln\u011b nesouhlas\u00ed. Dnes se na banky \u010dasto d\u00edv\u00e1me, jako na n\u011bkoho, bez koho se bohu\u017eel u\u017e neobejdeme a kdo n\u00e1m sp\u00ed\u0161 \u201eukrajuje z\u00a0 kol\u00e1\u010de\u201c pracn\u011b vyd\u011blan\u00fdch \u201eprach\u016f\u201c.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Vznik instanc\u00ed pro ob\u011bh pen\u011bz m\u016f\u017eeme klidn\u011b datovat do samotn\u00e9 doby jejich vzniku p\u00e1r tis\u00edc let p\u0159. n. l. Jakmile lidstvo za\u010dalo vym\u011b\u0148ovat zbo\u017e\u00ed, obchodovat a s t\u00edm postupn\u011b vyr\u00e1b\u011bt platidla, bylo jasn\u00e9, \u017ee s nimi bude pot\u0159eba manipulovat v\u00edce ne\u017e jen platit.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Prvn\u00ed bankovn\u00ed slu\u017eby, kter\u00e9 m\u011bly samoz\u0159ejm\u011b k dne\u0161n\u00edm rozvinut\u00fdm finan\u010dn\u00edm syst\u00e9m\u016fm hodn\u011b daleko, poskytovali tzv. zku\u0161ebn\u00edci minc\u00ed, kte\u0159\u00ed krom\u011b sofistikovan\u00e9 \u0159emesln\u00e9 pr\u00e1ce za\u010dali br\u00e1t pen\u00edze do \u00faschovy, pozd\u011bji poskytovat p\u016fj\u010dky, pak si po\u010d\u00edtat \u00faroky, atd. Ne v\u0161echny starov\u011bk\u00e9 zem\u011b razily mince stejn\u00e9, proto lidstvo za\u010dalo pot\u0159ebovat i sm\u011bn\u00e1rny. Postupn\u011b vznikaly plnohodnotn\u00e9 finan\u010dn\u00ed instituce, s pen\u011bzi se hojn\u011b spekulovalo, bohat\u00e9 vrstvy investovaly t\u00e9m\u011b\u0159 u\u017e jako dnes.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 S p\u00e1dem \u0158\u00edmsk\u00e9 \u0159\u00ed\u0161e b\u011bhem prvn\u00edch stolet\u00ed n. l. bankovnictv\u00ed zaniklo, jako ostatn\u011b mnoho dal\u0161\u00ed civiliza\u010dn\u00edch vymo\u017eenost\u00ed, kter\u00e9 musely b\u00fdt znovu objeveny o p\u00e1r stolet\u00ed pozd\u011bji. Ve st\u0159edov\u011bku se pot\u0159eba finan\u010dn\u00edch slu\u017eeb objevila nejd\u0159\u00edve ve st\u0159edomo\u0159sk\u00fdch p\u0159\u00edstavech, centrech tehdej\u0161\u00edho obchodu. Za\u010dal se postupn\u011b zav\u00e1d\u011bt i ran\u00fd syst\u00e9m bezhotovostn\u00edho styku, nebo\u0165\u00a0 p\u0159evoz hotov\u00fdch\u00a0 pen\u011bz byl v tehdej\u0161\u00ed dob\u011b dost nebezpe\u010dn\u00fd.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 V 17. stolet\u00ed u\u017e \u0161lo o opravdov\u00e9 finan\u010dn\u00ed instituce v\u010detn\u011b vyd\u00e1v\u00e1n\u00ed cenn\u00fdch pap\u00edr\u016f, sm\u011bnek, \u0161ek\u016f a poskytov\u00e1n\u00ed dal\u0161\u00edch bankovn\u00edch slu\u017eeb, kter\u00e9 se postupn\u011b rozv\u00edjely a\u017e do podoby, kterou zn\u00e1me dnes. To zejm\u00e9na d\u00edky prudk\u00e9mu rozvoji technologi\u00ed a p\u0159enosu informac\u00ed od pap\u00edru a\u017e po t\u0159eba budouc\u00ed platebn\u00ed karty jako \u010dipy v mozku nebo \u201evirtu\u00e1ln\u00ed transakce\u201c, ke kter\u00fdm u\u017e vlastn\u011b pen\u00edze nebudou pot\u0159eba v\u016fbec.\tVznik pojmu banka\u00a0Prvn\u00ed bank\u00e9\u0159i sed\u011bli na d\u0159ev\u011bn\u00fdch lavic\u00edch, kdy\u017e p\u0159ij\u00edmali z\u00e1kazn\u00edky.\u00a0 Toto slovo se v mnoha jazyc\u00edch v r\u016fzn\u00fdch obm\u011bn\u00e1ch p\u0159ekl\u00e1d\u00e1 jako banka. Kup\u0159\u00edkladu n\u011bmecky \u201eder Bank\u201c, italsky \u201ebanco\u201c nebo t\u0159eba turecky \u201ebank\u201c. \u00a0Tak\u017ee, a\u017e p\u016fjdete ulo\u017eit pen\u00edze, vzpome\u0148te si, \u017ee jde o slu\u017ebu starou tis\u00edce let.                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (5 votes)        Co v\u00edte o historii bankovn\u00edho syst\u00e9mu?"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co v\u00edte o historii bankovn\u00edho syst\u00e9mu?","item":"https:\/\/www.bestav.cz\/co-vite-o-historii-bankovniho-systemu\/#breadcrumbitem"}]}]